What is 3x or 4x without fees payment?

The 3x or 4x without fees is a solution to pay in multiples installments by Visa or Mastercard* credit card which allows to stagger the payment of the order in 3 to 4 deadlines:

  • 1st payment, the day of the order : 1/3 of the amount of the order
  • 2nd payment, 30 days after the order : 1/3 of the amount of the order
  • 3rd payment, 60 days after your order : 1/3 of the amount of the order

or

  • 1st payment, the day of the order : 1/4 of the amount of the order
  • 2nd payment, 30 days after the order : 1/4 of the amount of the order
  • 3rd payment, 60 days after your order : 1/4 of the amount of the order
  • 4th payment, 90 days after your order : 1/4 of the amount of the order

How to benefit from the 3x or 4x without fees?

  • This payment method is available for all customers from ; France, Italy, Luxembourg, Spain, Portugal, Belgium, Germany, Netherlands, Austria and Ireland.
  • The amount of your order must be within 100 up to 3000€.
  • The payment must be done with a Visa, Mastercard credit card (excluding Electron, Maestro, American Express, e-CB and prepaid CB cards)
  • Your credit card must be valid within 90 days of your first due date.
  • This offer is reserved for adult living in France

Example for an order of 300€:

1st deadline of 100€ followed by 2 deadlines of 100€ each. Total cost of the operations : 300€. Fees are covered by Heimstone.
If you meet all the eligibility conditions, the 3x or 4x without fees payment will be proposed to you at the stage of the card payment.