What is 3 x no fees payment?

The 3 x no fees is a solution to pay in 3 installments by Visa or Mastercard* credit card which allows to stagger the payment of the order in 3 deadlines:

  • 1st payment, the day of the order : 1/3 of the amount of the order
  • 2nd payment, 30 days after the order : 1/3 of the amount of the order
  • 3rd payment, 60 days after your order : 1/3 of the amount of the order

How to benefit from the 3 x no fees?

  • The amount of your order must be within 200 up to 3000€.
  • The payment must be done with a Visa or Mastercard credit card (excluding Electron, Maestro, American Express, e-CB and prepaid CB cards)
  • Your credit card must be valid within 90 days of your first due date.
  • This offer is reserved for adult living in France or in a French department or territory.

Example for an order of 300€:

1st deadline of 100€ followed by 2 deadlines of 100€ each. Total cost of the operations : 300€. Fees are covered by Heimstone. Conditions apply as of 01/09/2019.
If you meet all the eligibility conditions, the 3 x no fees payment will be proposed to you at the stage of the card payment.

This service is handled by our financial partner BNP Paribas Personal Finance, SA with capital of 546 601 552 € - SIREN 542 097 902 RCS Paris – 1, boulevard Haussmann 75 318 Paris Cedex 09. N°ORIAS : 07 023 128.

For all your questions about the functioning of the 3 x without fees payment, contact us by mail at 3ou4xCB.cetelem@wcc-distribution.fr.